Windermere Real Estate/Valley, Inc.
  
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For 12/02/2008
Programs Rate APR P&I
30 Year (Fixed) 5.125% 5.277% $816.73
15 Year (Fixed) 4.875% 5.153% $1176.45
3/1 Arm* 5.750% 5.443% $875.36
Calculations based on loan amount of $150,000 at an 80% loan-to-value.
*ARM loans based on 30 year term and APR may increase after closing.


Windermere Real Estate/Valley, Inc.

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